ONLY $675 ATTORNEY FEES FOR A ST LOUIS CHAPTER 7 When a creditor receives a judgment against you, it can enforce the judgment in one of three ways: 1) garnish your wages; 2) levy your bank accounts; 3) attach a lien to your property. Below is a description of the…
St. Louis Bankruptcy Lawyers Blog
St Louis Bankruptcy: What Is The Difference Between Chapter 7 And Chapter 13?
ONLY $675 ATTORNEY FEES FOR A ST LOUIS CHAPTER 7 The biggest single difference between the two chapters of bankruptcy is that a St Louis Chapter 13 is described as a repayment plan over the course of three (3) to five (5) years during which certain debts are paid back.…
St Louis Bankruptcy: Is There Anything I Can Do If My Car Was Repossessed Wrongfully?
ONLY $675 ATTORNEY FEES FOR A ST LOUIS CHAPTER 7 Yes, there is. Very often, the manner in which your vehicle was repossessed was done wrongfully (in other words, the creditor did not follow statutory rules that govern the repossession of a car in St Louis). But there are certain…
St Louis Bankruptcy: Will The Court Take My Tax Refund If I File For Bankruptcy?
ONLY $675 ATTORNEY FEES FOR A ST LOUIS CHAPTER 7 There is a possibility that a portion of your tax refund could go to the Bankruptcy Trustee so that he/she can use it pay towards your unsecured creditors. But the goal of a good St Louis bankruptcy lawyer would be…
St Louis Bankruptcy: Can A Collection Agency Demand Payment From Me Within The First 30 Days Of Them Purchasing The Account?
ONLY $675 ATTORNEY FEES FOR A ST LOUIS CHAPTER 7 No, they cannot. That would be described as “overshadowing”. When a collector takes over a debt, they have to provide you with thirty (30) days in which to dispute the validity of the debt. This means that no demand for…
St Louis Bankruptcy: Can I File Bankruptcy If I Own Rental Properties?
ONLY $675 ATTORNEY FEES FOR A ST LOUIS CHAPTER 7 Yes, you can. And so long as there is no real equity issue involved with the rental properties, then you can keep them too. But it will come down to what the Fair Market Value (FMV) of the properties are.…
St Louis Bankruptcy: What Should I Do If A Creditor Freezes My Bank Account?
ONLY $675 ATTORNEY FEES FOR A ST LOUIS CHAPTER 7 When a creditor receives a judgement against you for an old debt that you owe, it may pursue a few different remedies. One such remedy is to place a lien upon your banking accounts (checking or savings). This lien will…
St Louis Bankruptcy: Can My Bankruptcy Case Be Dismissed For Any Reason?
ONLY $675 ATTORNEY FEES FOR A ST LOUIS CHAPTER 7 A St Louis bankruptcy can be dismissed for a few different reasons. Most of the time, the reason why a case is dismissed by the court is because the Debtor (the person who files the bankruptcy) failed to provide the…
St Louis Bankruptcy: How Do I Stop Collection Agencies From Harassing Me?
IF A COLLECTION AGENCY IS VIOLATING YOUR RIGHTS, WE DON’T CHARGE ANY FEES TO GET IT STOPPED!! Collection agencies (sometimes referred to as “third party collectors”) can be relentless in their attempts to collect on a debt. But their tactics are not always lawful. In fact, very frequently a collection…
St Louis Bankruptcy: 3 Main Reasons Why Someone Would File A Chapter 13
ONLY $300 UPFRONT ATTORNEY FEES FOR A ST LOUIS CHAPTER 13 There are many reasons why someone would choose to file a St Louis Chapter 13 (as opposed to a Chapter 7). Although most people think of a Ch7 when they contemplate a bankruptcy, the Ch13 option is sometimes the…