ONLY $675 ATTORNEY FEES FOR A ST LOUIS CHAPTER 7 BANKRUPTCY The only way a creditor can garnish your wages or levy a checking account is by first receiving a judgment against you in a court of law. Otherwise, they cannot do it (regardless of what kind of threats they…
Articles Posted in Bank Levy
St Louis Bankruptcy Lawyer: How Does A Creditor Levy My Bank Account?
ONLY $675 ATTORNEY FEES FOR A ST LOUIS CHAPTER 7 There is only one way that a creditor can place a levy upon your checking account: by getting a judgement against you in court. This judgment must first be achieved before the creditor may take any such aggressive actions against…
St Louis Bankruptcy: 3 Things That A Creditor Can Do If They Get A Judgment Against You.
ONLY $675 ATTORNEY FEES FOR A ST LOUIS CHAPTER 7 When a creditor receives a judgment against you, it can enforce the judgment in one of three ways: 1) garnish your wages; 2) levy your bank accounts; 3) attach a lien to your property. Below is a description of the…
St Louis Bankruptcy: What Should I Do If A Creditor Freezes My Bank Account?
ONLY $675 ATTORNEY FEES FOR A ST LOUIS CHAPTER 7 When a creditor receives a judgement against you for an old debt that you owe, it may pursue a few different remedies. One such remedy is to place a lien upon your banking accounts (checking or savings). This lien will…
Can A Creditor Put A Freeze Or Levy Against My Bank Account?
Yes they can. But only after certain procedural steps are taken. In other words, a creditor cannot simply walk into your bank and demand that the teller drain your account and hand it over to them. When you have an agreement with a creditor (whether it is a credit card,…
What Kind Of Debts Are Paid Back In A Chapter 13 Bankruptcy?
Only certain kinds of debts are paid back in a St. Louis Chapter 13 bankruptcy. These would include mortgage arrearage (in other words, the amount of money you have fallen behind on your house payments), car loans, tax debt, back child support, and sometimes a portion of your unsecured debt…
Does Filing For Bankruptcy Stop A Wage Garnishment
Yes, it does. And depending on how quickly you get your Missouri or Illinois bankruptcy filed, you can actually prevent the creditor from taking any action at all (so as to avoid any money being garnished from your pay checks). The filing of a bankruptcy is accompanied by what is…
If I Am Sued By A Creditor, Should I Appear In Court?
My suggestion would be, yes, you should appear in court on the day of your hearing. Not doing so can have negative consequences (even if you end up filing a Missouri or Illinois bankruptcy later on). let me explain why. If you fall behind on your debts, one of the…
Is There A Limit To How Much Debt I Can Get Discharged In A St. Louis Bankruptcy?
There are certain limitations, but it depends largely on what type of Missouri bankruptcy you wish to file. The two main options are a St. Louis Chapter 7 bankruptcy and a St. Louis Chapter 13 bankruptcy. These chapters have substantive differences in how debt is handled (or whether you would…
Can I Include Medical Bills In A Bankruptcy?
Yes, you absolutely can. In fact, it is rare when such bills are not a part of a bankruptcy. Very frequently, people will have upwards of several thousand (if not tens of thousands) in medical-related bills. Medical bills (whether they originate from your doctor’s office or the hospital) are described…