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Articles Posted in Bank Levy

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St Louis Bankruptcy: Why Does A Creditor Get To Garnish My Wages Or Levy My Accounts?

ONLY $675 ATTORNEY FEES FOR A ST LOUIS CHAPTER 7 BANKRUPTCY The only way a creditor can garnish your wages or levy a checking account is by first receiving a judgment against you in a court of law. Otherwise, they cannot do it (regardless of what kind of threats they…

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St Louis Bankruptcy Lawyer: How Does A Creditor Levy My Bank Account?

ONLY $675 ATTORNEY FEES FOR A ST LOUIS CHAPTER 7 There is only one way that a creditor can place a levy upon your checking account: by getting a judgement against you in court. This judgment must first be achieved before the creditor may take any such aggressive actions against…

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St Louis Bankruptcy: 3 Things That A Creditor Can Do If They Get A Judgment Against You.

ONLY $675 ATTORNEY FEES FOR A ST LOUIS CHAPTER 7 When a creditor receives a judgment against you, it can enforce the judgment in one of three ways: 1) garnish your wages; 2) levy your bank accounts; 3) attach a lien to your property. Below is a description of the…

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What Kind Of Debts Are Paid Back In A Chapter 13 Bankruptcy?

Only certain kinds of debts are paid back in a St. Louis Chapter 13 bankruptcy. These would include mortgage arrearage (in other words, the amount of money you have fallen behind on your house payments), car loans, tax debt, back child support, and sometimes a portion of your unsecured debt…

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Does Filing For Bankruptcy Stop A Wage Garnishment

Yes, it does. And depending on how quickly you get your Missouri or Illinois bankruptcy filed, you can actually prevent the creditor from taking any action at all (so as to avoid any money being garnished from your pay checks). The filing of a bankruptcy is accompanied by what is…

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If I Am Sued By A Creditor, Should I Appear In Court?

My suggestion would be, yes, you should appear in court on the day of your hearing. Not doing so can have negative consequences (even if you end up filing a Missouri or Illinois bankruptcy later on). let me explain why. If you fall behind on your debts, one of the…

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Is There A Limit To How Much Debt I Can Get Discharged In A St. Louis Bankruptcy?

There are certain limitations, but it depends largely on what type of Missouri bankruptcy you wish to file. The two main options are a St. Louis Chapter 7 bankruptcy and a St. Louis Chapter 13 bankruptcy. These chapters have substantive differences in how debt is handled (or whether you would…

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Can I Include Medical Bills In A Bankruptcy?

Yes, you absolutely can. In fact, it is rare when such bills are not a part of a bankruptcy. Very frequently, people will have upwards of several thousand (if not tens of thousands) in medical-related bills. Medical bills (whether they originate from your doctor’s office or the hospital) are described…

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